FIN 107: Personal Finance (3 cr.) — Presents a framework of personal money management concepts, including establishing values and goals, determining sources of income, managing income, preparing a budget, developing consumer buying ability, using credit, understanding savings and insurance, providing for adequate retirement, and estate planning. Prerequisite: ENG 111 eligible. Lecture 3 hours per week.
FIN 166: Credit Analysis (3 cr.) — Uses ratios and other measures to interpret and analyze financial statements. Emphasizes comparative statement analysis and examines organizational structure necessary for effective collection results. Focuses on policies and procedures necessary to handle collection correspondence. Covers such other topics as legal aids, use of adjustment bureaus, bankruptcy, and insurance. Examines credit practices and policies of banks and finance companies. Introduces foreign credit and collection procedures. Prerequisite: FIN 116 or divisional approval. Lecture 2-3 hours per week.
FIN 215: Financial Management (3 cr.) — Introduces basic financial management topics including statement analysis, working capital, capital budgeting, and long-term financing. Focuses on Net Present Value and Internal Rate of Return techniques, lease vs. buy analysis, and cost of capital computations. Uses problems and cases to enhance skills in financial planning and decision making. Prerequisite: BUS 122 and ENG 111 eligible or approval by the Dean of Instruction. Lecture 3 hours per week.